We are a cleaning professional who, among similar services, cleans carpets, waxes floors operate cleaning equipment owned by our clients, and cleans with toxic chemicals. With a general liability policy, we can keep your business running smoothly even when client property or equipment is damaged.
- Carpet cleaning. For example, say you accidentally damage the carpets you’ve cleaned. Your general liability insurance can help cover the costs associated with the damages.
- House cleaning. For example, say you accidentally damage valuable art while cleaning a house. Your general liability insurance can help cover the costs associated with the damages.
- Dry cleaning and laundry services. For example, say that while transporting a client’s dry cleaning you accidentally spill your coffee on it. Your general liability insurance can help cover the costs of the damage.
- Office cleaning. For example, say that while you’re cleaning a client’s office, your employee sustains a back injury. Your general liability insurance can help cover the costs associated with the injury.
- Maid services. For example, say that while you are cleaning home, you accidentally knock over a valuable vase and break it. Your general liability insurance can help cover the costs associated with the damage.
- Janitorial services. For example, say that you forget to put the “caution wet floor” sign up after mopping. As a result, multiple people slip and get injured. Your general liability insurance can help cover the costs associated with the injuries.
What is Covered?
- Bodily injury claims. For instance, say your company is hired to clean a house. During the cleaning process, one of your employees is injured. Your business cleaning insurance can help cover the costs associated with the injury.
- Property damage claims. For example, say you’re hired to clean an office. While cleaning, you accidentally drop your water bottle onto expensive computer equipment. The water causes extensive damage. Your cleaning business insurance can help cover the costs associated.
- Personal and advertising injury claims. For example, say that while advertising your business you accidentally commit copyright infringement. Your cleaning business insurance can help cover the costs associated.
As a business owner can also add additional insurance coverage such as:
